After the credit card expires, if you need to continue using this credit card, the credit card center will automatically issue you a new card. Of course, the cardholder should ensure that the information reserved in the bank is complete and correct. If the receiving address changes, the bank will send it to the address reserved by the cardholder without knowing it. Therefore, you must inform the bank of your address change before the credit card expires, so as not to receive the replacement credit card in time. After receiving the card, the card is locked and the cardholder needs to activate the card. This new card can be used normally after it is opened. The password is the same as that of the original card. If it is not activated, the bank will not renew the card.

It should be noted that once the credit card of China Construction Bank expires, it can no longer be used, but the outstanding creditor-debtor relationship in this credit card is still valid. In other words, even if this card can't be used, there are still outstanding debts that must be returned within the specified time. If it is overdue, it will also affect personal credit. Remember not to hold the mentality that you don't have to pay back the arrears when the card expires, as long as you deposit the arrears on this card at the specified time, there is no problem. If you don't want to use this card again, call customer service 65438+ 0-2 months in advance, and cancel the card after all the arrears are paid off. If there is a deposit in this card, you must take it out at the bank counter after the corresponding working day before you can close the account.