If the loan repayment is one day late, your credit report will not be immediately reported.

Detailed instructions:

1. Postal Savings Bank will generally record the customer's repayment status based on the repayment date stipulated in the loan contract.

2. If the loan repayment is one day late, the bank will usually regard it as overdue, but will not immediately report this information to the credit bureau.

3. Banks usually report overdue records to credit reporting agencies after customers have been overdue for a certain number of consecutive days, which may be about 30 days.

4. During the overdue period, the bank may remind the customer to repay the loan as soon as possible through phone calls, text messages, etc. to avoid further credit risks.

5. If the repayment is one day late but the payment is made up within the overdue period, it will not be reported to the credit bureau.

6. However, if the overdue time is too long or the frequency is too high, the bank may report the overdue record to the credit bureau, which will have an impact on the customer's credit rating.

Summary:

Loan repayments that are one day late will not be immediately reported to the credit bureau, but if the overdue time exceeds a certain period, the bank may report the overdue record to the credit bureau, thus affecting the customer credit rating.

Extended information:

Credit bureaus are institutions that specialize in collecting and managing personal and corporate credit information to evaluate borrowers' repayment ability and credit status. The main credit reporting agencies include the Credit Reporting Center of the People's Bank of China, Baihang Credit Reporting, Sesame Credit, etc.