2. Telephone collection: When Everbright Credit Card is overdue for about one month, the bank will make telephone collection and arrange customer service personnel to call for repayment.
3. Letter collection: If Everbright Credit Card is overdue, the bank will send a letter to collect it. Generally, if it is overdue for one or two months, the bank will send a lawyer's letter warning to repay as soon as possible.
4. Third-party company collection: If Everbright Credit Card is overdue for more than 90 days, the bank will arrange a third party to collect the company's collection, and the collection staff of the third-party collection company often have a bad attitude, which may lead to door-to-door collection.
5. Bring a lawsuit to the court: If Everbright Credit Card is overdue for more than three months, the bank can bring a lawsuit. If the bank fails to collect money many times, or the cardholder loses contact, the bank will bring a lawsuit to the court and let the cardholder repay the money through legal channels.