What is the basis of your credit card limit? According to your personal credit record, whether there is malicious breach of contract, the comprehensive evaluation of unit education, the bank determines according to its credit rating, and the credit card limit of each bank is different.

1. Keep accounts according to other bank cards or credit lines of other bank cards in your own name;

2. According to the documents you submit, if it is a hard certificate, such as fixed assets, driving license, real estate license, etc. According to a certain proportion, there are also soft certificates, such as advanced degree certificate, advanced title certificate, engineer certificate, teacher certificate, chef certificate and so on. The other is based on the credit status of your unit and different positions.

3. For those who only submit the company's financial certificate, it depends on whether the company gives strength and whether the company has a business relationship with its own bank. If there is, it will be easy. If there is no connection, it depends on the reputation of the company, the nature of the company will also be affected, and whether there is a business relationship between state-owned enterprises and private enterprises. For the false financial amount, the organizer can make an evaluation and determine your credit limit, even if the credit limit is 0!

4. See if there are any bad records in other bank cards under your name or bank cards of other banks. If you have bad records, you can pay the same amount or increase it appropriately!