Credit card withdrawals will not go up in your credit report. Credit card withdrawal is a normal usage behavior of the user and will not affect the personal credit report. However, the user's credit card limit usage in the last six months will be displayed in the credit report. Credit card cash withdrawal is one of the inherent functions of the credit card itself. Cardholders can use the credit card to withdraw cash from the bank. Credit card cash withdrawal mainly includes overdraft cash withdrawal and overpayment cash withdrawal. There are three rules for withdrawing cash with a credit card: First, you need to pay a handling fee when withdrawing cash. Each bank has different regulations for handling fees, which are generally between 1% and 5% of the amount. Secondly, interest will accrue after withdrawing cash, usually a daily interest rate of 0.05. %; Finally, credit card cash withdrawals must be paid off every month, and the principal and interest must be paid off in one lump sum every month.