ICBC credit card withdrawal fee and interest are calculated as follows:
I. ICBC Credit Card Withdrawal Fee
Local bank: free of charge
Local Interbank: 2 yuan/Pen
Foreign banks: 1% of the cash withdrawal amount, with a minimum of 1 yuan per transaction and a maximum of 50 yuan.
Inter-bank in different places: 1% of the cash withdrawal amount, with the lowest 1 yuan/transaction and the highest 50 yuan/transaction, and an inter-bank handling fee is added for each 2 yuan.
Two. Icbc credit card withdrawal interest
ICBC does not enjoy interest-free repayment period for overdraft withdrawal of credit cards. From the bookkeeping date to the repayment date, overdraft interest will be charged at the daily interest rate of 0.5 ‰, with monthly compound interest.
Three, ICBC credit card interest calculation method example
There is no interest-free repayment period for credit card withdrawal and no handling fee for local overdraft withdrawal. Overdraft interest shall be compounded at the daily interest rate of 0.5 ‰ from the overdraft trading day. Take 1 day as an example, the 25th of each month is the due repayment date, the cardholder only withdraws 1000 yuan from the ATM on May 28th, and the circulating interest on June 1 journal day is: 1000 yuan * 0.05% * 5 days (May 28th