Can't I borrow an application with a credit card?
In fact, if the loan application fails, you can apply for a credit card, but it will affect the card application. Although loan songs and credit cards are not the products of the same institution, they have something in common. Check the receipt when applying.
We know how to apply for a loan. We systematically evaluate users' current account qualifications. Lending institutions visit the application form of the central bank to know the credit of users through the application form, and the application form leaves the inquiry record of loan review on the credit report.
Such records are collectively referred to as hardware inquiry records, which are one of the reference factors for credit card acquiring audit. In the short term, there are few hardware query records, which has little impact. They frequently apply for cards and loans, guarantee others, leave a lot of hardware inquiry records, use receipts, and the bank carefully examines cards.
Is there any way to solve it?
There are too many hard query records, banks need money, and funds are short. The bank thinks that the applicant's loan is very risky. To successfully approve the card, the applicant must let the bank admit his repayment ability and reassure the bank. The easiest way is to apply for a card online, provide enough economic proof materials and show his economic strength.
In addition, credit cards that are used by other banks for more than 1 year, with an amount of more than 30,000 yuan, less liabilities and good cards can be used as application materials for handling cards.