In the year of using the credit card, if the accumulated card consumption in the local and foreign currency accounts meets the following conditions, the annual fee for the current year can be reduced, except for special cards: 1. The personal Jinpu Card is exempt from the first-year annual fee, with 5 transactions. The annual fee reduction and exemption policy for supplementary cards is the same as for the main card; 2. New platinum card customers from 2017 to 2018 will be exempted from the first-year annual fee. The annual fees for old customers and new customers in the following year must be paid 12 times and exceed 20,000 yuan. Waive or waive, or use 100,000 transaction points to redeem the annual fee; the annual fee reduction policy for supplementary cards is the same as for the main card. 3. All-currency international chip series gold, regular and platinum credit cards: annual fee is waived for card applications before December 31, 2018.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

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