Shenzhen Development Bank credit card application conditions

1. Application conditions

The personal supplementary card is designated by the main cardholder. If the main card is a gold card, The supplementary card can apply for a gold card or a regular card; if the main card is a regular card, the supplementary card can only apply for a regular card.

Personal card:

1) 20 years old to 65 years old

2) Have full capacity for civil conduct

3) Domestic resident application If the person's place of work and residence are both in a city with branches of our bank, they will be deemed to have local residence registration and meet our credit score requirements.

Ordinary card: Applicants should generally have stable jobs and relatively high incomes.

Gold Card: Applicants should generally have characteristics such as high income, high position, and self-owned housing.

Enterprise Card: There is no limit on the household registration of cardholders with basic deposit accounts

1) Units with comprehensive credit lines in our bank.

2) Units that do not have recommendations from our branches can provide a 100 deposit to apply for a commercial card

3) Gold cards/ordinary cards are designated by the unit

Note: Usually, when the applicant's place of work and registered residence are both in a city with branches of our bank, we consider the applicant to have local registered residence. However, if the applicant meets one of the following conditions, it can also be regarded as a local household registration:

1. The place of household registration is not in a city with a branch of our bank, but the place of work is in a city with a branch of our bank and There are commercial houses of more than 70 square meters (property certificate confirmation is required).

2. The registered place of residence is not in a city where our branch is located, but you have a talent residence permit in the city where our branch is located.

2. Information required to apply for a credit card

1. Copy of the applicant’s (primary and supplementary card) ID card;

2. Work certification documents: A copy of the work permit/plate bearing the name of the applicant’s work unit, name and photo or the original work certificate issued by the unit’s personnel department;

3. Proof of address (please provide one of the following items) : The original copy of the most recent water, electricity, gas, landline phone bill, etc. of the current residence.

The credit limit can be increased by providing the following information:

1. A copy of the applicant’s house ownership certificate;

2. The applicant’s annual approved car Copy of driving license;

3. Copy of applicant’s Shenzhen Development Bank time deposit receipt;

4. Copy of applicant’s intermediate professional title or above or other professional qualification certificate;

5. The applicant’s income certification documents: including copies of recent income tax withholding vouchers, copies of recent salary passbooks issued by banks, original salary slips, etc.

Note: The bank needs to verify the original copies of the above-mentioned relevant information provided by the applicant.