Not activating the new card after the card has expired will have the following effects:

1. Annual fees: The new card is a relatively high-level platinum or diamond credit card with value-added services. It is much more than ordinary credit cards, so if the cardholder does not activate the credit card, the bank will charge annual fees for this type of card, resulting in credit card deductions.

2. Impact on credit report: Whether the credit card is activated or not, it will be displayed on the credit report. If the credit card is not activated, the words "The card has not been activated" will be displayed on the personal credit report.

3. Canceled: The credit card has not been activated for more than 3 months. Bank staff will call to find out the situation. The cardholder clearly stated that he does not need to use the card. Then, if there is no outstanding balance on the credit card, The bank will cancel the credit card.