Friends who like shopping in JD.COM should be familiar with JD.COM Xiaobaika. China Everbright Bank issued it. There are two versions, UnionPay version and visa version. If you are more concerned about the cost of handling credit cards, you must want to know, is there an annual fee for Everbright JD.COM Xiaobai Card? How to reduce the annual fee? The UnionPay version and visa version of Everbright JD.COM Xiaobai Card belong to the gold card level, while the gold card annual fee collection standard and exemption conditions of Everbright Credit Card are as follows: the main card 200 yuan/year, and the auxiliary card 80 yuan/year; The annual fee is directly reduced in the first year, and the annual fee can be waived as long as you swipe your card three times a year. Then, does Everbright JD.COM Xiaobai Card also apply the above annual fee collection standard and exemption conditions? In order to give cardholders a better experience in using the card, the cardholders of Xiaobai Card, UnionPay Edition and visa Edition issued by China Everbright Bank in conjunction with JD.COM Baitiao can enjoy unconditional annual fee reduction and exemption within the validity period of the credit card, and enjoy the treatment of gold card users. Everbright JD.COM Xiaobai Card enjoys a lifetime free annual fee, which means that even if the cardholder does not use it after opening the card, there will be no annual fee.