Minsheng.com Tesco Installment Credit Card Installment Matters: 1. All single purchases that meet the starting installment amount are summarized in each installment of the bill, and the installments are automatically carried out according to the number of installments you choose, starting from the current bill. Repay the principal and handling fees in monthly installments, and the entire principal and amortized handling fees will occupy the card limit. 2. A single consumption does not include cash advance, installment payment, interest, late payment fees, fees and other transactions that are not allowed in installments as stipulated by Minsheng Bank. 3. The starting amount of a single installment is 300 yuan, 600 yuan, 1,000 yuan, 3,000 yuan, 5,000 yuan or the equivalent in foreign currency. The default starting amount is 300 yuan or the equivalent in foreign currency. 4. The number of installments is 3, 6, and 12, and the default number of installments is 12. The handling fee for each period is: , Handling fee per period = Total amount of installment × Handling fee rate per period. 5. The starting amount of the automatic installment can be modified by yourself, and the modification will take effect immediately. New consumption will be judged whether to be installmentd based on the new starting amount. 6. The number of installments can be modified by yourself. The effective number of installments shall be based on the last modification before the bill is issued. After the modification, all consumption in the current bill will be installments according to the new number of installments. 7. The handling fees collected by the Bank due to the automatic installment business will not be refunded. If you apply for early settlement of the installment, the Bank will deduct the unallocated principal and all handling fees for the remaining installments in one go from your account. All handling fees will be refunded. All unpaid amounts will be included in the minimum repayment amount of the current period on one billing date. Once applied, it will not be cancelled. 8. For a single purchase that meets the conditions for automatic installment, if the purchase is fully refunded before the bill is issued, the transaction will be deemed to have been cancelled, and installments will no longer be made. Partial refunds will not affect the installments. Once the installment is successfully amortized, it cannot be canceled. If a return or refund occurs after amortization, the installment will not be cancelled. Returns and refunds are considered repayments. 9. The total installment amount cannot exceed the total fixed amount. If the total consumption amount exceeds the credit limit due to the over-limit function or temporary adjustment, the consumption in this period will no longer be automatically installmentd. This card does not have free installment and bill installment functions. 10. All online and offline non-installment transactions will not generate points. Installment transactions will be given double points. The bonus points are valid for 1 year. If the customer repays the loan early, Minsheng Bank reserves the right to deduct the bonus points.