1, because card binding requires real-name authentication, so you can't bind others.

2. Credit card QR code collection is divided into two situations: banking system and third-party collection. The so-called banking department means that many banks have opened the aggregate payment function. After the merchant applies for the bank's aggregate payment QR code, he can collect payment funds from Alipay and WeChat through the QR code, and the received funds directly enter the bank card account, and the other is Alipay's credit card QR code.