The conditions for applying for a China Construction Bank black card must be met: the cardholder is between 18 and 65 years old, has full capacity for civil conduct; has more than 5 million yuan in cash; has a good credit record and no overdue , Illegal and criminal records; have fixed assets in your name, such as single-family villas or brand-name cars; be a senior executive above the vice president level of a listed company, a state-owned enterprise, or the main operator of a large private enterprise; have received a service call from China Construction Bank inviting you to apply for a black card.

Currently, China Construction Bank’s savings VIP cards mainly include: LeDangJia Gold Card and Platinum Card.

1. The Gold Card requires more than RMB 200,000 in fixed deposits, funds, and wealth management products in China Construction Bank. The Gold Card can only be used locally (branch level).

2. The platinum card is worth more than RMB 500,000 and can enjoy CCB VIP treatment nationwide (at the head office level).

The current CCB credit card VIP cards: diamond credit card and platinum credit card, in addition to enjoying CCB VIP services, the overdraft limit is higher, with a maximum of 5 million yuan for a diamond credit card and 200,000 yuan for a platinum credit card.

1. Diamond credit card, the applicant’s annual income is not less than 1 million, is a CCB Le head customer, and must have a certain social status.

2. Platinum credit card, the applicant’s annual income is not less than 300,000. These two types of VIP credit cards can only be applied for and recommended by CCB’s account managers.

3. The black gold card may be misrepresented because of the darker color of the diamond card and platinum card. However, it is not ruled out that customers with assets of more than 3 million can apply.

1. CCB’s latest offer:

When traveling abroad, you can get up to 5 RMB cashback when you spend with CCB credit card on full purchases, CCB credit card’s latest offer is RMB 200 off for spending with CCB credit card, CCB credit card offers 20 RMB discount for online shopping, RMB 10 off Dollar coupons.

2. There is no information about the black gold card on the official website of China Construction Bank. However, the general limit of CCB’s black gold credit card is 500,000 yuan, but in fact there is no limit. The black gold card requires assets worth more than 5 million in CCB. The CCB black gold credit card is not open to the public and only a few people have it.

3. Compared with the CCB Black Gold Credit Card, the CCB Diamond Credit Card and Platinum Credit Card are those with lower conditions and a certain chance of being applied for.

4. Application conditions for CCB Diamond Credit Card and Platinum Credit Card:

1) Diamond Credit Card:

Personal annual income of more than 1 million yuan (inclusive), or The personal financial assets in China Construction Bank are more than 3 million yuan (inclusive), or the personal net assets are more than 10 million yuan (inclusive), or the effective consumption amount of Long Card in the past year is more than 300,000 yuan (inclusive).

2) Platinum Credit Card:

Personal annual income of more than 300,000 yuan (inclusive), or personal financial assets in CCB of more than 500,000 yuan (inclusive), or personal net assets of 3 million (inclusive) or above, or the effective consumption amount of the Dragon Card owner in the last year is more than 100,000 yuan (inclusive).