According to what I know, if you owe more than 4,000 yuan to an ICBC credit card, you may be blacklisted.

First of all, banks have the right to put borrowers on a credit blacklist when they fail to repay their loans overdue. Arrears of more than 4,000 yuan may be considered a large overdue amount, and the bank may take corresponding actions.

Secondly, being included in the bank's credit blacklist will have a serious impact on your personal credit record. The existence of a blacklist may prevent you from obtaining bank credit services again, and may affect your loan approval from other financial institutions. At the same time, the credit blacklist may also limit your convenience in renting a house, buying a car, and applying for a credit card.

Finally, in order to avoid being blacklisted, it is recommended that you contact ICBC as soon as possible and communicate with them to negotiate repayment matters. You can try to negotiate a repayment plan with your bank to reduce your burden and restore your credit history.

Extended information:

China’s credit system is led by the People’s Bank of China (Central Bank) and aims to establish a comprehensive, accurate and timely credit information database to conduct various types of lending activities. Document and evaluate. This system is widely used in various fields such as finance, Internet, rental, employment, and social life.

Summary:

Owing more than 4,000 yuan to an ICBC credit card may result in being blacklisted, which will have a serious impact on your personal credit record. In order to avoid being blacklisted, it is recommended to negotiate repayment with the bank in a timely manner and formulate a reasonable repayment plan. Maintaining a good credit record is very important to both personal financial and social life.

The above is an answer based on what I know. I hope it will be helpful to you. If you have any further questions, please feel free to ask me.