Hello, whether a credit card is useful or not depends on your own consumption situation. The one that suits you is easy to use. Let me introduce to you the advantages and disadvantages of Ping An Bank.

Advantages

1. Full coverage for consumption losses 72 hours before reporting loss

2. Enjoy household property theft protection

3. Receive free household property theft insurance and door and window lock malicious damage insurance

4. Ping An Bank Gold Credit Card, with aviation accident insurance protection of up to 2 million yuan.

5. Minimum repayment amount of 5

6. No annual fee in the first year

Disadvantages

1. Business of Ping An Bank There are few outlets, which is not conducive for credit card users to handle activities.

2. The annual credit card fee is slightly more expensive than other banks.

3. Cancellation of Ping An Bank credit card is troublesome.