Does the customer service of Bank of Communications credit card say that overdue reporting does not affect credit reporting?
yes. According to official website of Bank of Communications, all credit cards of Bank of Communications have a grace period for repayment, and will not be reported to the credit record as soon as they are overdue. Failure to report will not affect the credit record. Founded in 198, Bank of Communications is one of the oldest banks in China and one of the note-issuing banks in modern China.