Class A account refers to an account opened at the counter of a traditional bank that meets all the strict requirements of real-name registration system. Simply put, it is a savings card or debit card in your hand. Its functions include deposit, purchase of wealth management products, withdrawal of cash, transfer, consumption and payment.
This kind of account cannot deposit or withdraw cash, nor can it transfer money to an unbound account. The single-day payment limit of this kind of account is 654.38+100000 yuan. For example, credit cards are like this.
Class account is mainly used for fast payment, such as flash payment and confidential payment. They can only handle small consumption and payment, and cannot handle other businesses. The indoor balance does not exceed 65,438+0,000 yuan. There are no physical cards for classes and class accounts. The limitation of categories and households is mainly to effectively control the financial risk of customers.
Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.