Everyone in the credit card circle is talking about Chouzhou Bank’s credit card relaxation. Indeed, many people have successfully applied for Chouzhou Bank’s credit cards after being rejected by other banks. But some people are still waiting and watching, wondering if it is easy to get Chouzhou Bank credit card approved? It can only be said here that the pass rate of Jinzhou Bank's relaxation is relatively high, but the key to whether you can apply for a card depends on your qualifications.

Is it easy to get Chouzhou Bank credit card approved? Judging from the application conditions, the threshold for Jinzhou Bank's credit card is not high. You can apply if you have full civil capacity, stable job income, and good credit. Because it is a local bank, it usually requires a local branch, but there are also many people who pass the prefix I successfully applied for a card in another place in France. Friends who want to apply for Chouzhou Bank Credit Card can follow Chouzhou Bank Credit Card One-click Application on WeChat, and they will be redirected to a card application page. Just fill in the information and submit it for bank review. Usually the bank will complete the review within 3 days. The results can be available as soon as the same day, and there are generally no follow-up calls during this period. Applicants who want to be successfully approved for a card must optimize their personal qualifications before applying for a card, and understand their credit status through credit checks. There are several aspects to focus on: 1. Personal credit: one depends on the overdue status, 2. There cannot be three consecutive overdue payments within a year and a total of six overdue payments. It is best not to have overdue credit cards in the 6 months before applying for a card; one depends on the inquiry record, that is, the number of credit checks in a short period of time and the reasons for inquiry. Inquiry records such as loan approval, credit card approval, and guarantee qualification review should not exceed three times in one month, and no more than five times in three months. 2. Debt situation: That is to say, it depends on how many institutions have approved loans and credit cards in the credit record, how many outstanding debts there are, and what the proportion of monthly income is. It is best to keep it between 30% and 50%. , try not to exceed 50%, otherwise it will be easy to be suspected of poor repayment ability, and it will not be so easy to get a card. The above is the relevant introduction of "Is it easy to get Chouzhou Bank credit card approved?", I hope it will be helpful to everyone.