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I have not repaid my credit card overdraft of 5,000 yuan for 10 years. It seems that Bank of China has not pursued it. Will the bad record be eliminated? What will be the consequences?

It is recommended that you repay the loan as soon as possible to avoid incurring more additional fees. Your repayment status will be reported to the People's Bank of China's personal credit database in a timely, objective and true manner.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.

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