How much is the handling fee and interest for cash withdrawal from ABC's credit card

The handling fee for cash withdrawal from ABC's credit card is as follows: 1. Domestic cash withdrawal: the handling fee is 1% of the cash withdrawal amount, with the minimum 1 yuan per transaction; In case of inter-bank cash withdrawal, the handling fee is 1%2 yuan of the cash withdrawal amount, with a minimum of 3 yuan per transaction.

2. overseas (unionpay network) cash withdrawal: the handling fee is 1% of the cash withdrawal amount in 12 yuan. The calculation method of credit card withdrawal interest of Agricultural Bank of China is as follows: no interest-free period can be enjoyed for credit card withdrawal, and the bank will charge the cardholder interest at the daily interest rate of .5 ‰ from the date of overdraft withdrawal, with compound interest on a monthly basis.

1. ABC's credit card withdrawal fee

1. Domestic withdrawal

1. The handling fee is charged at 1% of the withdrawal amount, with a minimum of 1 yuan per transaction;

2) Cash withdrawal from other banks: the handling fee is charged at 1% of the cash withdrawal amount, with a minimum of 3 yuan per transaction;

3) emergency cash withdrawal: the handling fee is charged at 2% of the cash withdrawal amount, with a minimum of 2 yuan per transaction.

2. Overseas

1) UnionPay cash withdrawal: the handling fee is charged according to 1%12 yuan of the cash withdrawal amount;

2) non-unionpay cash withdrawal: the handling fee is charged at 3% of the cash withdrawal amount, with a minimum of USD 3 per transaction.

2. Interest on cash withdrawal of credit card of Agricultural Bank of China

Interest will be charged at the rate of .5 ‰ per day from the date of cash withdrawal, and compound interest will be calculated on a monthly basis.

3. The handling fee for cash withdrawal by the Agricultural Bank of China is calculated at 1% of the cash withdrawal amount; Cross-bank cash withdrawal in China is calculated according to 1%2 yuan of the cash withdrawal amount. Overseas UnionPay cash withdrawal, the handling fee is charged in 12 yuan at 1% of the cash withdrawal amount; For overseas non-UnionPay cash withdrawal, the handling fee is calculated at 3% of the cash withdrawal amount. Agricultural Bank of China's credit card withdrawal interest is charged at the daily interest rate of .5 ‰ from the day of the withdrawal transaction, and the compound interest is calculated on a monthly basis.

4. Cash withdrawal from credit card of Agricultural Bank of China

1. Credit card users of Agricultural Bank of China can withdraw cash with the transaction password at ATM machines with UnionPay logo or VISA logo displayed on your credit card at home or abroad. You can also withdraw local currency at the counters of various outlets of the Agricultural Bank of China or at the bank outlets marked by overseas credit card organizations or companies such as VISA.

2. Credit card withdrawal fee of Agricultural Bank of China

(1), domestic bank: 1% of the cash withdrawal amount, minimum RMB 1 yuan

(2), domestic banks: 1% of the cash withdrawal amount, 2 yuan, minimum RMB 3 yuan

(3), and overseas (UnionPay network): 1% of the cash withdrawal amount, 12 yuan < Interest on credit card withdrawal of Agricultural Bank of China

Credit card withdrawal of Agricultural Bank of China cannot enjoy interest-free period. Since the date of overdraft withdrawal, interest will be charged at the daily interest rate of .5 ‰, with compound interest on a monthly basis.

how much is the handling fee and interest of credit card withdrawal in Agricultural Bank of China? How is it charged?

As one of the four largest banks in China, Agricultural Bank has many customers, many of whom have applied for credit cards of Agricultural Bank, and people not only often use credit cards to spend money, but also withdraw cash from them. Then, how much is the handling fee and interest of the Agricultural Bank of China's credit card withdrawal? How is it charged? I will answer your questions today.

1. Handling fees

The collection of credit card handling fees of Agricultural Bank of China is different at home and abroad, and the collection of handling fees is also different in different ways of withdrawing cash.

1. domestic: if the bank withdraws cash in China, the handling fee is calculated according to 1% of the cash withdrawal amount, and the minimum amount is only 1 yuan/transaction; If other banks in China withdraw cash, the handling fee is charged at 1% of the cash withdrawal amount, and the minimum amount is 3 yuan/pen; In case of domestic emergency cash withdrawal, the handling fee is calculated at 2% of the cash withdrawal amount, and the minimum charge will be 2 yuan RMB.

overseas: if the cash is withdrawn by UnionPay overseas, the handling fee will be charged at 1%12 yuan of the cash withdrawal amount; If the cash withdrawal is made by non-UnionPay outside China, the handling fee is calculated according to 3% of the cash withdrawal amount, and the minimum requirement is $3 per transaction.

II. Interest

The interest on the withdrawal of credit cards of Agricultural Bank of China is charged at the daily interest rate of .5 ‰ from the day of the withdrawal transaction, and the interest will be compounded monthly.

the above is a summary of the handling fee and interest required for the credit card withdrawal of Agricultural Bank of China, in which the handling fee will change according to the different cash withdrawal locations and methods. Friends who need to withdraw cash from their credit cards of Agricultural Bank of China can have a general understanding with reference to the above contents and know how much handling fee and interest they will need if they withdraw cash.

how to calculate the installment fee of ABC's credit card

The installment fee is .6% of the installment principal, accurate to the minute, and charged monthly. Cash installment is a one-time charge, and the handling fee =.7% of the principal installment. One-month cash installment fee is: 6×.6%=36 yuan two-year cash installment fee is: 6×.6%x12x2=864 yuan. 1. Application method of bill installment: 1. Call the credit card customer service hotline at 466-95599 to apply for bill installment. 2. Log in to Palm Bank APP and select "Credit Card"-"Repayment by installment" to apply for bill installment. 3. Log in to personal online banking and click Credit Card-Installment-Bill Installment. 4. Pay attention to "Agricultural Bank Credit Card" WeChat WeChat official account, and click "My Kaka"-"Apply for installment" at the bottom of the page to apply for bill installment. Second, the application method of consumption installment: 1. Call the credit card customer service hotline 466-95599 to apply for consumption installment. 2. Log in to Palm Bank APP and select Credit Card-Bill Inquiry-No Bill, and try to apply for consumption installment. 3. Log in to personal online banking and click Credit Card-Installment-Consumption Installment. 4. Pay attention to "Agricultural Bank Credit Card" WeChat WeChat official account, and click "My Kaka"-"Apply for installment" at the bottom of the page to apply for consumption installment. Third, the cash installment application method: 1. Call the credit card customer service hotline 466-95599 to apply for cash installment. 2. Log in to Palm Bank APP and select "Credit Card"-"Cash installment". 3. Log in to personal online banking and click Credit Card-Installment-Cash Installment. Tips:

1. After the installment application is successful, the overdue principal will not be repaid automatically if the repayment is excessive. If you need to repay in advance, please call the credit card customer service hotline at 466-95599 to apply. 2. After the installment application is successful, please be sure to repay in full and on time according to the bill, otherwise we will charge interest fees; Overdue repayment will also affect the credit history. The installment business will automatically terminate after many overdue, and then you need to pay off all the installment balances at one time. First, log in to Baidu, search for "Agricultural Bank Credit Card" and click "Agricultural Bank of China". Second, click "Personal Service" in the menu bar. 3. Put the mouse cursor on the "Personal Service" menu and a drop-down menu will automatically appear. Click on the "Credit Card" column inside. 4. After clicking in, you will see that the menu bar has the column of "Financing by Stages". Click to enter. 5. After clicking in, you will see various ways of installment repayment. Select the required installment. Terms of credit card installment agreement of China Agricultural Bank Credit Card 1. Our bank has the right to independently decide whether to approve the cash installment application and the installment amount according to internal business regulations and commercial judgment.

2. The repayable principal of each cash installment is equal to the total principal of the applied cash installment divided by the number of installments, rounded to the nearest yuan, and the difference will be increased or decreased in the last installment. The installment fee is charged in one lump sum on the first billing date, and the total installment fee is calculated by multiplying the installment principal by the applicable fee rate. The installment principal and handling fee payable in each period are included in the minimum repayment amount of the current period of the account and must be repaid in full in one lump sum. 3. Once the cash installment application is successful, the cardholder may not apply for cancellation. 4. Other expenses, such as liquidated damages arising from cash installment, are charged according to the credit card articles of association and the collection contract of the Bank. 5. When the cardholder fully repays the current payable amount listed in the bill before the due repayment date, the principal and handling fee of the current installment shall enjoy an interest-free period; If the cardholder fails to repay the loan on time, our bank has the right to collect the corresponding interest and expenses according to the interest and fee collection rules of credit cards. 6. If the cardholder needs to repay in advance, he must call customer service to apply. The time when you can apply for prepayment is from the successful installment application day to the generation of the penultimate installment bill. After the application for prepayment is successful, the installment fee that has been booked will not be refunded. Prepayment is divided into partial prepayment and full prepayment. If part of the prepayment is made in advance, the repayment amount shall be an integral multiple of the installment principal payable in each installment and the corresponding installment fee, and the number of late installments after successful prepayment will automatically decrease from the end. If the full amount is repaid in advance, the repayment amount is all the unexpired installment principal and installment fee. After the full amount is repaid in advance, the installment will automatically end.

This is the end of the introduction about how much the credit card fee of Agricultural Bank of China is and how much the credit card fee of Agricultural Bank of China is for one year. Did you find the information you need?