CITIC Bank does have activities recommended by relatives and friends, including SMS recommendation, email recommendation and link recommendation. Cardholders who already hold CITIC Bank's main credit card can recommend their relatives and friends to apply for CITIC Bank's credit card. After the recommendation is successful, there may be some preferential feedback, but it is uncertain whether it will affect the speed of the center to apply for a credit card.

At present, the activity of "recommending a card" can almost be seen on the front pages of most bank credit cards in official website. For cardholders, recommending relatives and friends to apply for credit cards can not only improve the pass rate of credit card review, but also participate in the recommended business card printing activities of banks to get rewards and concessions.

When applying for CITIC Bank credit card, there will be an option on the online card page whether it is recommended by others. If yes, you need to fill in the recommendation number, which is mainly used to identify the recommender and has little to do with the recommended person. Therefore, for the referee Lai, the progress and success rate of the application mainly depends on whether your own information is complete and whether your credit status meets the issuing standards of CITIC Bank.