If the single consumption amount reaches RMB 200 yuan (inclusive), you can choose to pay in installments after consumption until the billing date of the current bill; If the amount of your bill reaches RMB 500 yuan or above, you can choose to pay by installments from the time of consumption to two days before the due date of the current bill. You can choose three, six, 12, 15, 18 or 24 installments freely, and you only need to pay the repayment principal of one installment and the corresponding installment fee every month.