Users need to take the initiative to apply for restoration after discovering that their credit cards have been downgraded. Banks usually resume credit lines three to five days after approval. Of course, if the credit line is reduced because of the user's own use, then the application for restoring the credit line may not be passed, it will take some time, and it cannot be misused again. If it is regarded as cash withdrawal by the bank, it will lead to a decrease in the amount. Then if the bank verifies that it does not appear, it will be restored in three to five days. Once it is found to be a real act, it is irreparable in a short time.

How many days does Ping An Credit Card have a grace period?

Under normal use, Ping An Credit Card will give users a three-day grace period. Under normal circumstances, the minimum repayment amount of the current bill is not paid back in time when the repayment date is up, but the user makes it up in time within the grace period, so it will not be included in the overdue repayment. Ping An Credit Card provides users with a grace period for repayment and a service called tolerance. That is to say, after using the card, the repayment time is up, but the amount owed on the card does not exceed 10 yuan, so Ping An Credit Card will not be overdue, but will automatically transfer the difference to the next bill, and the current bill user will repay in full.