Supplementary information: China Construction Bank.
I. Longka Ordinary Credit Card (Quasi-credit Card)
The reserve fund is 1000 yuan. Maximum overdraft amount: 10000 RMB.
Handling fee: production cost 10 yuan; 40 yuan for loss reporting; Pay the annual fee, 20 yuan.
Function: 1. Consumer credit: With the card, you can handle shopping and consumption settlement in hotels, shops, restaurants, entertainment and other consumer places with the logo of China Construction Bank. The revolving consumer credit provided by China Construction Bank has a credit line ranging from 1 1,000 yuan to 1 1,000 yuan.
2. Usually deposit and withdrawal: Longka personal credit card customers can deposit and withdraw money at China Construction Bank outlets with their cards and their valid identity documents.
3. Interest bearing on deposits:-The deposits in credit card accounts bear interest according to the deposit interest rate.
4.ATM withdrawal: Personal credit card can withdraw money from Longka issuing bank ATM and national network ATM with card and password.
5.ATM inquiry: You can inquire about the balance at the ATM of Longka Card Issuing Bank and the national networked ATM. You can change the password at the ATM of Longka issuing bank.
6. Consumer credit: within the specified credit limit, cardholders overdraw in good faith, spend in advance to solve urgent needs, and eligible cardholders can also get services to increase the credit limit.
7. Telephone banking: where telephone banking is opened, you can inquire about the balance ledger by telephone, modify the inquiry password and report the loss.
8. Collect and pay on behalf of customers: you can pay the repayment of telephone, rent, water, electricity, personal housing, cars and other consumer loans on behalf of customers. Can represent enterprises, institutions, social organizations and other institutions.
2. Dragon Card Savings Card (Debit Card)
Function:
1. universal deposit and withdrawal: deposit and withdrawal at China Construction Bank outlets to provide remote networking services for savings cards.
2.ATM withdrawal: ATM withdrawal, inquiry and password modification in the card-issuing bank network; Withdraw money from the ATM of China Construction Bank, and check the balance.
3. Payment and settlement: shopping and consumption in online shops, restaurants, entertainment places and other special merchants.
4. Interest calculation on deposit: the deposit in the savings card account shall bear interest according to the current deposit.
5. Telephone banking: where telephone banking is opened, you can check the balance of savings cards, conduct detailed transactions and report the loss by telephone.
6. Collect and pay on behalf of customers: you can pay the repayment of telephone, rent, water, electricity, personal housing, cars and other consumer loans on behalf of customers; Can pay wages on behalf of individuals and institutions; can
Handle securities and fund settlement for customers.
Conditions for bid: The customer shall apply for a savings card at USW Savings Sub-branch of China Construction Bank with his/her identity document, and make a deposit according to the stipulated minimum deposit amount. When applying for a savings card, the customer presses
It is required to fill in the application form of savings card and deposit slip, and hand them over to the handling personnel together with identity documents and cash; The customer registers the customer's relevant information on the magnetic stripe reader with the savings card, and the handling personnel can get the savings card and password envelope after review.
Remarks and explanations: Longka savings card deposits will be settled according to the interest settlement regulations of current savings deposits, once a year, and the interest settlement date is June 30th.
Three. Longka Zodiac Savings Card (Debit Card)
Function: Zodiac savings card has the basic functions of dragon card, including deposit and withdrawal, consumption settlement, and supports deposit and withdrawal in different places, which can be used in more than 280 large and medium-sized cities across the country. You need a personal password when you use it, and you don't need to show your ID card. It's a card that belongs entirely to your child. Cultivate children's financial awareness from an early age and learn to be their own little housekeeper.
Application conditions: Zodiac savings card is a multi-functional magnetic card deposit certificate for children and teenagers issued by the networked business organization under China Construction Bank;
You only need to deposit RMB 10 yuan, pay a small amount of production cost, fill in the application form of Zodiac Savings Card and deposit slip, and submit them to the manager of the business outlet of China Construction Bank together with valid identity documents;
After reviewing and registering the relevant information, the handling personnel can apply for the zodiac savings card.
Remarks and explanations: Year of the Rabbit card 1999 is online; In 2000, the "Dragon Doctor" card was launched; 200 1 launch the "Silver Snake" card; In 2002, the "Maxima" card was launched;
Pay wages, etc. Can handle securities and fund settlement for customers.
9. Credit symbol: Credit card is a credit payment tool issued by China Construction Bank to customers, and holding a credit card is a symbol of high credit.
Application conditions: Those who meet the following conditions can apply for a personal credit card:
1, at least 18 years old. 2. Have full capacity for civil conduct. 3. Stable income and certain ability to pay. 4. Good reputation.