China Construction Bank's small confidential visa-free credit card is a small fast payment service for bank cards launched by China UnionPay. This service allows us to pay without password and signature, which is very fast and convenient. But it also has some security problems, so many people want to shut down this service.

How does China Construction Bank cancel small confidential payment?

By default, CCB's credit card opens a small amount of visa-free payment function, which is mainly used in convenient consumption fields such as buses, subways, department stores, restaurants and supermarkets. We turn it off or on according to the payment needs.

If we don't agree to open the "small visa-free" function of CCB credit card, you can bring your ID card and credit card to CCB business outlets to apply for account cancellation, or you can call the customer service hotline on the back of CCB credit card to apply for account cancellation.

In addition, you can also call the customer service hotline to apply for lowering the confidentiality fee limit as needed. At present, the single transaction limit of CCB's credit card confidential and visa-free business currently does not exceed 1 1,000 yuan, and the default single-day cumulative small confidential and visa-free transaction limit is 3,000 yuan.

If CCB's credit card closes the small confidential visa-free function, what we need is the way of "inserting the card, entering the password and signing". Although the process is slightly complicated, it is also safer.