Hello, the card can be used after it is opened. Please log in to the credit card website, click "Open Card and Set Password" on the right, enter relevant information according to the prompts to open the card, and set the query password and transaction password. Warm reminder: Please sign the back of the card and keep it consistent with the signature on the application form.

The Premium Platinum Installment Credit Card provides you with the convenient function of "consumption summary and automatic installment", which will summarize the new general consumption transactions in each issue's bill. If the total consumption amount exceeds RMB 300 (inclusive), The above consumption will be automatically amortized according to the number of installments you selected when applying for the card, and the principal and handling fee will be repaid in monthly installments starting from the current bill.

1. General consumer transactions do not include cash advances, installment payments, fees, late fees, interest and transactions specified by the China Merchants Bank Credit Card Center.

2. If the total amount of new consumption in your current bill is less than RMB 300, the relevant consumption will not be automatically installmentd.

3. The number of installments includes 3, 6, 10, 12, 18, and 24. The single-period basic handling rates for each phase are 0.9%, 0.75%, 0.7%, 0.66%, respectively. 0.68%, 0.68%. During the subsequent use of the card, preferential handling fee activities will be carried out in stages depending on the cardholder's card usage, and the specific content will be announced on this website.

4. Once the automatic installment takes effect, it cannot be revoked or canceled. You can modify the number of installments once every 6 natural months. Modification of the number of installments will not affect the automatic installments that have taken effect.

5. Early repayment will not be used to pay off the principal of scheduled installment transactions in advance or the principal and handling fees of unpaid installment transactions. The cumulative amount of unsettled installments shall not exceed the fixed limit of the card. .

6. The Platinum Installment Card will provide independent bills and require separate repayment. If you choose to use the "One Card Automatic Repayment" function, you need to set up a separate One Card account for automatic deduction of the Platinum Installment Account.

7. The repayment date of the Platinum Installment Card is the same as that of the personal card. If you associate the same card for automatic repayment at the same time, to ensure your interests, the system will give priority to repaying the Platinum Installment Card bill.