The bank card has been frozen by the Public Security Bureau, which is a judicial freeze. After taking measures to seal or freeze, the public security organs shall promptly ascertain the facts of the case and deal with the property involved in the case within the statutory time limit in accordance with the law. Under normal circumstances, if it is found that the seized or frozen property is indeed irrelevant to the case within the legal period, it will be automatically unfrozen.
Legal basis:
Article 35 of the "Relevant Provisions on the Application of Seizure and Freezing Measures in the Handling of Criminal Cases by Public Security Organs"
When the public security organs take measures to seal up and freeze After taking the measures, the facts of the case should be ascertained in a timely manner, and the property involved in the case should be disposed of in accordance with the law within the statutory time limit.
If it is found that the seized or frozen property is indeed irrelevant to the case, the seizure or freezing shall be lifted within three days. Generally speaking, the reasons why a bank card is frozen are as follows:
1. The bank card is a credit card (credit card). If it is frozen, it may be because the credit card has had abnormal transactions, such as malicious cash out, Forged information, consecutive incorrect passwords, etc. may cause the bank card to be frozen by the bank.
2. For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.
3. The bank card is a debit card. If it is frozen, one is a wrong account freeze, which means that the bank mistakenly transfers more money to the depositor's account during the transaction, then the bank may transfer the excess money. Partially frozen. One is judicial freezing. According to relevant provisions of the law, judicial authorities can apply to banks to freeze bank cards due to the need to handle cases. At the same time, customs, tax authorities and other departments also have the right to freeze.
4. No matter what bank card it is, if you enter the password incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be automatically canceled after 24 hours.
5. If your bank card expires and you do not apply for a new one, the bank will freeze your expired bank card after expiration.
6. If a bank card is reported as lost multiple times in a row, the bank will deem it malicious and freeze the card. Solution: According to the reason for freezing, go to the bank counter with your ID card and bank card to perform relevant unfreezing services.