The minimum repayment amount depends on the current bill amount and has nothing to do with the credit card limit. Generally, the minimum repayment amount is 10% of the bill amount and various payables (such as interest, annual fees, etc.).

1. Minimum repayment amount definition: The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), the cardholder can pay the minimum repayment amount stipulated by the card issuing bank. The minimum repayment amount is 10% of the consumption amount plus other various payables. The minimum repayment amount is listed on the current bill;

2. If the credit card repayment amount is greater than or equal to the minimum repayment amount but less than the full repayment, the minimum repayment amount will be defaulted to;

3. The minimum repayment on a credit card is calculated at 0.05 and will be charged starting from the day of consumption.