2. Cancellation of cards at offline outlets: You can go to the offline outlets of Guangfa Bank for cancellation with your credit card and ID card;
3. Cancellation of credit card in official website: You can log in to official website of Guangfa Bank, and then apply for cancellation of credit card with customer service in official website.
The above is the relevant content of how to cancel Guangfa Credit Card.
Where can I get a credit card?
1. Log in to the bank's credit card center. After registering your personal account, you can see the credit card products on the page. Then, select the credit card to apply for, enter personal ID information, telephone number, work status and other information, and submit the application. After approval, the bank will release the credit card.
2. Counter application: bring your personal ID card to the counter of a bank service outlet to apply for a credit card, fill in the application form according to the personnel's prompts, and get the card after approval.
The advantages and disadvantages of credit card
Advantages of credit card: Compared with ordinary banks, the most convenient way to use credit card is to make ordinary consumption without cash, as long as the consumption amount is returned on time. You can overdraw your consumption without deposits. It is not only safe and convenient to swipe your card when shopping, but also a bonus gift. Special merchants who hold cards in banks can enjoy preferential treatment;
2. Disadvantages of credit card: The invention of credit card is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Once the interest-free repayment time is exceeded, high interest will be charged, usually five ten thousandths of interest per day. Develop the habit of blind consumption, leading to spending money like water. If the repayment cannot be made on time, the bank will charge high interest. Long-term malicious arrears will definitely affect personal credit records and even be blacklisted by banks.
What if I can't pay my credit card back?
1. Negotiate with the issuing bank to postpone repayment. Before the repayment period, take the initiative to contact the issuing bank, explain the reasons for repayment to the issuing bank, and provide proof materials that it is difficult to repay. It is difficult to apply for deferred repayment, not because of serious illness, unemployment and other reasons, but also because borrowers need to raise arrears as soon as possible;
2. To apply for bill installment, the issuing bank will generally provide the cardholder with the service of bill installment or single consumption installment, but the installment repayment cannot enjoy the interest-free period and needs to pay the corresponding interest. The advantage is that it can extend the repayment time without affecting personal credit information.
This article is mainly about how to cancel the relevant knowledge points of Guangfa Credit Card, and the content is for reference only.