Credit card payment suspension by the bank means that the bank temporarily suspends the use of the cardholder's credit card account based on a certain risk control mechanism. Normally, the bank will notify the cardholder of the reason for the credit card payment stop and require the cardholder to solve the relevant problems before lifting the payment stop status.

There may be many reasons for stopping payment on your credit card. One possibility is that the credit risk of the cardholder is higher, that is, the cardholder borrows frequently or performs loan operations frequently, which will increase the personal credit risk index. You can learn about your credit status by querying your personal credit risk index, such as on "Zhiyi Big Data".

In addition, the cardholder may have other breaches of contract, such as late repayment, large debts, poor credit history, etc., which may also lead to the bank's decision to stop payment on the credit card account.

If your credit card is stopped by the bank, please contact the bank as soon as possible to understand the specific reasons and take corresponding solutions according to the bank's requirements. For example, if the credit risk is caused by frequent borrowing, you can appropriately reduce the frequency of loan applications and plan your personal finances to reduce the credit risk index. In addition, it is also important to repay debts on time and maintain a good credit record.