I believe that all credit card users know that they need to provide a valid ID card when applying for a credit card, but they don't know that the expiration of the reserved ID card also has an impact. So what is the impact of the expiration of the reserved ID card of a credit card?

What's the impact of the expiration of the reserved ID card of the credit card

If the information of the ID card kept in the bank has expired, the bank will not let you use the credit card for overdraft consumption until you update the valid information of the ID card, and you can't exchange various rights and interests through the credit card. In addition, once the reserved ID card expires, the credit card will enter a frozen state if the ID card information is not updated for a long time.

if you want to continue to use the card, you need to update the reserved ID information of the credit card in time. If you don't want to use it, you can directly apply for cancellation through the customer service hotline of the credit card, so as not to cause the annual fee of the credit card to be generated without reason, which will lead to overdue payment.