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How does CITIC Credit Card repay in installments?
Can CITIC Bank credit cards be repaid in installments?

Of course.

CITIC Credit Card can be repaid in installments, and it can be handled directly at the nearby CITIC Bank outlets with ID card and bank card.

CITIC Bank credit card four installment payment methods;

1. China citic bank credit card installment shopping center installment

Shopping mall installment is one of CITIC Bank's credit card consumer credit services, that is, CITIC Bank credit card holders can choose to divide the total price of purchased goods or services into several installments (months). Pay back the money on time according to the credit card bill every month. The cardholder chooses to go to the store specially designated by CITIC Bank and complete the installment payment through the designated POS machine, which is referred to as "shopping mall installment payment" for short.

2. CITIC Bank credit card small installment

The installment payment business of CITIC Bank Credit Card Mall refers to the business that the cardholder uses the credit card to purchase the designated goods from the contracted merchants through CITIC Bank Credit Card Mall, and after the approval of CITIC Bank, the merchant is notified to deliver the goods to the cardholder's door, and the amount of the purchased goods is evenly divided into several installments, and the cardholder repays them monthly within the agreed time limit.

3. Credit card installment payment of CITIC Bank

CITIC Bank's interest-free installment service for credit card bills provides interest-free installment service for customers to repay the current bill amount. After paying a certain handling fee, the customer can installment 90% of the current bill amount according to the number of installments applied by the customer, and start to repay the same amount in the next billing cycle, without paying interest due to incomplete repayment.

4. Credit card installment of CITIC Bank is free of charge.

CITIC Bank's credit card installment-free service provides interest-free installment service for customers to repay their single consumption without bills. After paying a certain handling fee, the customer can repay the single consumption amount that is not billed in the current period in equal installments according to the number of installments applied by the customer, without paying the interest due to incomplete repayment.

CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.

The major shareholder is China CITIC Company Limited. Bancobilbaovizcaya Argentaria (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.

The installment of CITIC Bank and how to repay in advance

1. First of all, if CITIC Credit Card wants to prepay in installments, the cardholder needs to call the customer service hotline of CITIC Credit Card Center.

2. Secondly, apply for installment payment to customer service.

3. After prepayment, the remaining installment amount will be displayed in the latest bill, and repayment can be made in time according to the bill amount. After the application for prepayment is approved, the cardholder needs to repay the outstanding installment principal in one lump sum.

How to prepay the credit card installment of CITIC Bank?

Credit card prepayment of CITIC Bank: You must call the credit card customer service hotline of CITIC Bank to apply for prepayment. After the customer service terminal successfully handles the prepayment, the remaining installment amount will be displayed in the latest bill, and the repayment can be made in time according to the bill amount.

After the customer service terminal successfully handles the prepayment, it doesn't need other processes, just like the usual bill repayment.

After the application for cancellation of installment payment or prepayment is approved, CITIC Bank must repay the outstanding installment principal in one lump sum. According to different business rules, 3% of the outstanding principal will be charged for canceling part of the installment business.