Hello, there is no handling fee or currency conversion fee for all-currency card purchases. If it is an overseas cash withdrawal,
Handling fee: The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is calculated as 3% of the amount of each cash advance, and the minimum charge is ¥30 yuan or $3 US dollars per transaction. Interest: Cash advance transactions do not enjoy interest-free repayment treatment. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the repayment date, and compound interest will be charged on a monthly basis.
If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.