The general credit limit of all-currency credit card Platinum Card of CITIC Bank is 65,438+00,000-50,000 yuan. The credit card limit is evaluated according to the information attached to the application, combined with the specific situation, according to the integrity of personal data, previous credit rating, income range, etc. After using the credit card for a period of time, the limit may be lowered, or you can apply for an increase.

The available overdraft limit of bank credit card refers to the maximum limit that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit status, and the cardholder can recycle it within the validity period of the credit card.

Several tips for successfully applying for a high credit card;

1, annual income: it is an important standard, and the bank cannot directly inquire about the annual income except the income certificate. When issuing a salary certificate, you can ask the supervisor to raise the salary appropriately, of course, not too high.

2. Position: The position in the company directly affects the success of credit card application, and half of managers will apply more easily than ordinary employees.

3. Housing: It is easier to successfully apply for your own house than to live with your parents or rent a house and dormitory. If you have real estate under your name, you must upload relevant certificates.