Fuwantong credit card is a kind of card introduced by rural commercial banks, and it is also a kind of credit card. Banks will give corresponding credit lines according to users' qualifications, and within this range, they can spend first and then repay, which is the same as the credit card used in daily life, but each bank also has its own restrictions. The maximum transfer or consumption of Futong credit card can not exceed 2, yuan per day, and it can not exceed 5% of the total amount. Later, it needs to be repaid on time according to the repayment date.