The so-called bank card is a credit payment tool issued by the bank with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Usually, bank cards include debit cards and credit cards. Debit cards need to save money before spending, while credit cards can be overdrawn. So does Pudong Development Bank Card need to be activated at the counter? Let's get to know each other.

Do you need to go to the counter to activate the Pudong Development Bank Card?

Whether Pudong Development Bank Card activation must go to the counter depends mainly on the type of bank card that the user applies for. Details are as follows:

If 1 is a debit card of Shanghai Pudong Development Bank, it can only be activated through the counter of the bank outlet when going through the activation formalities. When activating the debit card, you need to set the withdrawal password of the bank card at the same time. The functions of mobile banking and online banking, including debit cards, need to be authorized through the counter. Often when you apply for a debit card, you can go through the activation procedures together. Debit cards cannot be applied online.

2 If it is a credit card of Shanghai Pudong Development Bank, the first card must be activated through the counter; In the case of non-first card, it can be activated through mobile banking or Shanghai Pudong Development Bank credit card customer service hotline.

In addition, it should be reminded that after the credit card is activated, an annual fee will be generated regardless of whether it is used or not. Of course, this annual fee mainly depends on how the credit card is stipulated. Some credit cards are free of annual fees for life, some are free of annual fees when consumption reaches the standard, and some can be exchanged for annual fees through points. For credit cards with annual fees, you must remember to repay the annual fee bill in time after activation to avoid overdue.