1. It doesn’t make sense.

2. Different credit cards have different functions, and the total limit of multiple credit cards will be high. Of course, more is not always better. It must be within the scope of your own management. If it is overdue, you will be in trouble. Therefore, apply for a credit card To match your actual needs. Generally, the limit of a credit card is enough for your daily consumption. However, in case of special circumstances such as bank system maintenance, you can prepare a credit card from another bank.

3. If you can control yourself, then there is no problem with two or three cards. Because when you spend money on credit, you have already thought about what money you will use to pay it back. However, for people who spend money blindly, they spend money and then find ways to find money. In this case, sooner or later there will be overdue payments, and sooner or later there will be credit problems. Don't say more than one, just don't ask for one.

1. Reasons for applying for a credit card: Credit cards are used to spend money today and tomorrow. For some people who spend money lavishly, if the credit card limit is only a few thousand, it may not be able to meet their needs. There are many Business people all apply for credit cards in order to circulate funds. And if you have been unable to increase the limit on your credit card, there is no need to keep it in your hands. It is difficult to increase the limit of credit cards from many banks. For an old card that has been used for several years, the limit may only be a few thousand yuan, so it is better not to apply for it and it is easier to increase the limit. The credit card has a limit, so if you have this kind of credit card and the limit is never high, then cancel it as soon as possible.

2. More and more people are applying for credit cards, but the more credit cards you apply for, the better. Once you apply for a credit card, if it is not activated and used, annual fees will also be incurred, which is very embarrassing. This is not a cost-effective approach and will cost you a lot of money over the course of a year. Once the annual fee is overdue, it will affect your personal credit and stain you. Therefore, just use enough credit cards. Don’t blindly apply for too many credit cards. If you have a credit card that has not been activated, it is best to Go log out!

3. If you apply for multiple credit cards from the same bank, your limit will not increase, and each credit card has an annual fee, which will result in you not only not increasing your limit, but also spending more money. In fact, this is not very cost-effective. 4. Credit cards with lower rights and fewer preferential activities. Applying for a credit card is not only for early consumption, but also to obtain some discounts or rights after reaching a certain number of credit card purchases. However, the discounts and rights of each bank are Differently, if you apply for a credit card from a certain bank and find that there are few benefits and discounts, then cancel it. It is easy to apply for a credit card, but many people keep some useless cards in their hands because they don’t want to bother. There is no need to have a lot of credit cards, just keep the ones that are useful to you, otherwise it is likely to have some impact on you, and even affect your personal credit report.