Eligible people can apply for credit cards at the counter of state-owned banks at present, but they need to provide proof of work income to apply for credit cards, depending on whether they meet the following conditions for handling credit cards:

1. Age requirement: the age is between 18 and 65;

2. Income and asset requirements: have a stable occupation and income;

3. Credit and ability requirements: good credit and the ability to repay the principal and interest on time;

4. Have full capacity for civil conduct;

5. Provide the originals of various certificates.