ICBC credit cards can be used to make purchases without bringing cash; after making purchases, you can also repay the debt in installments to reduce financial pressure. Compared with other banks, ICBC credit cards also have the following benefits:

1. There is no handling fee for cash withdrawals at the local bank;

2. You can apply for installment payment when a single consumption reaches 600 yuan. ;

3. Credit card fees are low;

4. Repayment fees for card holders in other places are free of charge;

5. The interest-free period is particularly long. ICBC has a long interest-free period of 56 days.