China Merchants Bank’s credit cards are very convenient to use internationally. No special settings are required to make purchases overseas through VISA, MASTERCARD, JCB, and American Express lines. However, it should be noted that transactions in non-US dollar countries or regions will charge an exchange fee of 1.5 (American Express Black Gold Card and Platinum Card). Charge 2). If you choose the UnionPay line or the consumption amount is US dollars, no exchange fee will be incurred. For cross-border consumption, China Merchants Bank’s all-currency card is a good choice. It provides zero exchange fees for global currencies and is more suitable for this international consumption scenario.

For more detailed service information and operation guidance, you can follow the "China Merchants Bank Credit Card" WeChat official account, or directly call the China Merchants Bank Credit Card service hotline 4008205555 (dial from within the country). Overseas users can dial 8621- 38784800 or 86-400820555. After entering personal information and verifying it, select the "9" key to transfer to human customer service, who will provide more comprehensive help. Bills generated in foreign currency consumption, whether in U.S. dollars or other currencies, can be repaid directly in RMB, or you can choose the function of purchasing foreign exchange and repaying U.S. dollar bills according to personal needs. In general, China Merchants Bank’s credit cards are convenient and flexible for international use.