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Can’t China Construction Bank credit card be used to buy mobile phones in installments on Apple’s official website?

It seems that credit card payment on Apple’s official website cannot be made in installments directly. However, after paying with a credit card on the official website, you can apply for installment through bank channels. For example, CCB's consumption installment, if the amount of a single transaction is greater than 1,000 yuan, it can be processed two days before the transaction is billed. There are 3, 6, 12, and 18 , 24 these periods. Assuming 6,000 yuan, divided into 6 installments, the handling fee is 0.6% (calculated on a monthly basis, no interest), the calculation is:

Handling fee: 6000*0.006=36 yuan/month? 6-month handling fee Total: 36*6=216 yuan.

Principal: 6000/6=1000 yuan/month

Amortized and repaid every month: 10036=1036 yuan?

In addition, Consumption installments must be processed from after consumption to 2 days before the latest bill date. You can register as a real-name user on the CCB credit card website, enter "My Credit Card", select an unbilled RMB account, click the "Apply for Consumption Installment" button, select the number of installments, confirm the application information and submit. Attached picture: Consumption installment fee rate