Frequently Asked Questions about SMS Installment Payment:

1. Which cards can apply for ICBC credit card SMS in installments?

ICBC credit cards (including dual-currency credit cards, multi-currency credit cards, RMB credit cards, and Wuyidai).

2. Does ICBC charge credit card SMS installment fees? How are fees calculated? How much does it cost?

According to the current installment business standards and charging methods, ICBC's credit card SMS service will charge a certain handling fee, which will be notified to you when handling the SMS service.

3. My card does not record balance change reminder text messages. Can I apply for text message services in installments?

ICBC credit card SMS installment service is currently only for customers who are reminded to change their customized balance by SMS. The business processing invitation SMS is sent after the balance change reminder SMS is sent, so it is recommended that you customize the balance change reminder SMS. In addition, the current balance change reminder text message service is free, which also makes it easy for you to learn about changes in your credit card account in a timely manner.

4. I did not receive the invitation letter from you. Can I directly send a text message to a certain consumer business for installment payment?

Sorry, we can't. ICBC Credit Card SMS Installment Payment is a marketing text message automatically triggered by the system for consumption transactions that meet the SMS installment payment conditions, inviting customers to go to ICBC to make installment payments. Customers can handle installment payments by replying to the text message.