First of all, the deceased was able to lend 500,000 yuan before his death, and he still had repayment ability, otherwise the platform would not lend him so much money. If it can be proved that the money was borrowed by the deceased, even if there is no property in the deceased's name, if he is able to repay it, his family needs to repay it. If everyone borrows money and transfers his property to others without paying it back, then everyone who wants to die will do the same and leave a large sum of money to his family.