Yes, this is actually a phone review.

When applying for a credit card, many banks will call the company to verify your information. In fact, it is to see if you have filled in the information randomly. After all, the credit card application will clearly stipulate that you must have a stable job and income.

However, when calling the company, the applicant will be asked to answer the phone and then ask some questions, which are basically the content on the application form you filled out when applying for the card. If the answers are wrong, the card application will be rejected. of.

Most banks that apply for a credit card will verify your employment information, so they will call the company you filled in. But there are also special circumstances. When the personal information you submit belongs to a high-quality customer and has no bad information, the bank's review may bypass the company. Of course, the specifics need to be analyzed based on your own situation.

The bank will call the company, firstly, to verify the work unit, job position, salary income, etc. provided by you to ensure that you have the financial ability to repay the loan; secondly, the company’s landline phone number can be used from the side Reflecting the stability of your job and income, banks are happy to provide credit card services to such people.

The bank will call the company when applying for a credit card. Through a telephone return visit, the applicant must first confirm from the company's employees whether the applicant is an employee of the company, and then personally answer the return call.

Most credit card customer service calls will ask applicants questions, mainly including the applicant’s name, ID number, name of work unit, current position, work address and home address. All you need to do is follow the application form. Just fill in the information and answer.

Some people can make phone calls, I have encountered them, so leave an acquaintance’s landline number or say hello in advance. Bank staff sometimes ask if the person applying for the credit card is in the company and what position he or she holds

Those who do not have an employer generally cannot apply for a credit card, except of course for exclusive credit cards launched for college students. College students can apply for a credit card even if they don’t have a job.