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Is it overdue if the last repayment date of credit card is one day late?
Whether it is overdue depends on the grace period of repayment of the issuing bank, but as long as the repayment is set within the time limit, it will not be regarded as overdue. If the bank has no grace period, one day overdue will be recorded as credit.

Now most banks offer credit card holders a grace period, and the most common grace period is three days. As long as the credit card balance is paid off within the grace period, the bank is not overdue. It should be noted that there is no time limit for ICBC credit cards, so ICBC credit card users will be considered overdue as long as they pay back one day late.

Is there any interest if the credit card is overdue for one day?

Credit cards will generate interest if they are officially overdue for one day. If it is only within the grace period of repayment, no interest will be charged except ICBC.

ICBC charges a revolving interest rate on the outstanding amount. If you have paid a part, but it is not the minimum repayment amount, the amount you paid will not generate interest.

In addition to accounting for overdue interest, overdue user ICBC also needs to bear corresponding liquidated damages, which are generally charged at the minimum repayment rate of 5%. Not only ICBC, but also other banks will charge interest and fines once overdue.