One is that the repayment time is not noticed, such as not arriving in time after repayment, and the bank will definitely treat it as overdue when the repayment period has exceeded. In order to avoid this situation, either pay back a few days in advance or open automatic repayment to ensure that there is enough money to deduct.

one is that the repayment of money has not reached the minimum standard, especially for cash withdrawal. It is necessary to know that the minimum withdrawal of 1% before is normal repayment, but now the withdrawal includes the principal+handling fee+interest in full and is included in the minimum repayment amount, and it must be repaid in full at one time.

what if the credit card has been repaid and it shows overdue?

Many people will encounter this situation. After paying off the credit card arrears after the deadline, it is incredible that the credit check shows that it is overdue, and they think that the bank should delete the overdue records now that it has paid off.

but in fact, after the overdue debts are paid off, it will take five years to eliminate the overdue records. However, as long as the overdue circumstances are not serious, and there is no continuous three-tired six in two years, you can apply for a credit card or loan if the bad credit is not eliminated, and you have a chance to pass if your repayment ability is relatively stable.