In addition to credit cards and bank loans, many online loans are also on credit. If you don't have good common sense of borrowing before, it will easily lead to sub-health of credit.
It will be more difficult for people with sub-healthy credit to apply for loans and credit cards, and the possibility of rejection will increase. Therefore, when using loans and credit cards, you must repay them on time and don't violate the rules. In addition, you need regular physical examination and check your credit report to keep your credit healthy.
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The concept of "health credit" was put forward by Ping An Health APP, the official APP platform of Ping An Health Insurance. Referred to as HRC, and created a new credit model: health credit system. By mastering users' health data, scientifically analyzing their health status and exercise habits, we can successfully predict and reflect future personal health risks, help customers and insurance companies plan rationally and respond positively, which can be said to be a rainy day and control risks in the bud.
On the client side, users of Ping An Health APP can obtain and accumulate health credit points by completing corresponding health actions such as uploading daily steps and uploading physical examination reports, which is convenient and quick. At the same time, through the different incentives of health credit score and corresponding rights and interests, it is helpful to help users develop healthy habits and effectively improve their health level.