1. However, if the cardholder's overdue situation is very serious, such as long-term arrears, and the bank ignores repeated collection, or even the bank can't contact anyone, in this case, the bank is likely to bring a lawsuit to the court. After the court decides to sue for refusing to repay the loan, the court may also include the cardholder in the case of dishonest execution.
2. For the dishonest person who fails to fulfill the repayment obligation, the court may execute it, freeze the bank card and transfer its funds to the bank for repayment.
Therefore, we suggest that customers cultivate the good habit of timely repayment and try to avoid overdue behavior. Even if it is overdue, we must find ways to repay the arrears, and we must find ways to pay off the arrears as soon as possible. Don't delay. Otherwise, the longer the overdue period, the more serious the adverse consequences.
1, as the saying goes, it is only natural to pay back debts. The money on the credit card is given by the bank, not everyone's own. As long as there are credit card restrictions, consumption and repayment are necessary. There is no need to pay back the money. But if you really can't repay this month, you can use a method to delay the repayment of the arrears, usually through credit card installment and deferred repayment.
2. Credit card installment payment is relatively easy to handle. As long as the debtor's current debt is new consumption debt, he can apply for installment bill and repayment date without using credit card cash withdrawal, credit card interest, handling fee and other expenses that meet the conditions of credit card installment. If you can pay 100% in installments, you don't have to pay it back this month. You can start paying the first part before next month.