Lu Tong Longka Jinka is an IC credit card jointly issued by China Construction Bank and Shandong Provincial Communications Department. It not only has the basic financial functions such as credit card first consumption, later repayment, line recovery, installment payment, point exchange, but also has the non-cash payment functions such as MTC and ETC in Shandong Province.

The other is IC chip credit card. This kind of chip can encrypt the data in the card, which is unrepeatable and can prevent the card from being copied and stolen. In addition to the original credit card payment method, the landlord can pay by inserting a card in the merchant indicated by "UPCash" or directly paying by swiping the card in the merchant that supports "Express Pay". These two payment methods do not need to verify passwords and signatures, so they are very convenient to use.